Welcome back! I was on a roll yesterday and just kept answering questions….=) if your just tuning in today, read this one first as you might want some background information before reading into my “rants”…it’s all in good fun though! =)
Like yesterday my answer are in blue and bold.
Reason #21: You can’t get a mortgage. Most lenders want a dwelling built to code by professionals and to have a certain minimum square feet.
Yes, agreed. However, there are other ways to get a loan WITH lower interest rate. I currently have a 7 year loan (no 30 years like a traditional mortgage!!!) at 3.9%.
Reason #22: Where will you get the cash to build or buy a tiny home?
Read previous answer…it applies here. quick and easy loan – done all online. AND they planted a tree when I enrolled.
Reason #23: Where will you park it? A rented space or will you buy land?
Both are possibilities….more freedom with renting a space and your more permanent with purchasing land. But I can park in an RV park, on someone’s land, etc. I just can’t park in someone’s backyard IN city limits. Outside of city limits and it’s a go! =)
Reason #24: It’s not less expensive. You can buy a plain old house for the same money and get much more utility from it. We compared the sale price of a giant Street of Dreams house ($255 per square foot) to a tiny house ($280 per square foot).
hum… I will have my TINY HOUSE paid off in 7 years – at the latest. I don’t think I could do that with a traditional house. In fact, my traditional house was 2.5 times as much as my tiny.
Reason #25: If you want to be mobile, RVs can be customized and lenders are willing to offer loans.
Agreed, however, I don’t know about the customize able. It is also illegal to live in an RV full time according to most city codes as well as get insurance for a full time RV residence – just saying.
Reason #26: “We don’t see a significant portion of the population living permanently in them,” — Keith Thompson, a real estate broker with Berkshire Hathaway HomeServices Carolinas Realty in Charlotte, North Carolina, told Trulia.
If designed appropriately, one can age in place in a tiny house. I’ve seen examples of ADA (wheelchair) friendly tiny houses. Again, it’s all about the design and including those features into the house at the start.
Reason #27: Your return on investment is next to none, Trulia concluded.
Maybe, maybe not. I haven’t tried to sell it. But hear me out…my loan is similar to a car in length and payment. If I pay it off early and still continue to live in the house then sell it at some point for half or even a quarter then wouldn’t I still be making something. Sure, it’s not an investment but I can (and am) investing all the money I’m saving by living tiny, isn’t that kinda the same thing in the end?
Can tiny house really be so wrong? Here are other objections:
Reason #28: People make fun of tiny houses
A tiny house starred in an episode of “Portlandia,” the poking-fun-at-Portland series. In the show, Fred Armisen’s and Carrie Brownstein’s characters struggle to both use the teeny bathroom/home office.
I guess I would agree but no one has said anything to my face about it. My friends, I think, haven’t said any negative comments. I will say that my dad mentioned that people ask why I am doing this instead of an RV. It never occurred to me that family and friends get judged over my actions and lifestyle. I guess that was something that I never thought of prior to living this way.
Reasons #29-38: People don’t understand the appeal, as explained by Lauren Modery, who lambasted tiny houses in her blog, hipstercrite.com. She said tiny house dwellers are trying to live out their life “like a Wes Anderson character.” <- I don’t know who this is…?
She continues her condemnation: “You can’t tell me that you don’t lie awake at night, your face four inches from the ceiling because the only place your bed fits is above the kitchen sink which also acts as your shower, and think, I’ve made a terrible mistake.” <- I actually have enough room in my bedroom loft to sit up in bed so no, my face is NOT 4″ from the ceiling.
How do inhabitants of itty-bitty homes escape smells? “You have nowhere to run. All you can do is walk three feet to the other end of the house and pray.” <- open windows like a traditional house & use vents and fans like a traditional house. sometimes cooking smells do linger a bit but who doesn’t love smelling like bacon?! =)
Where are clothes, shoes and towels stored? “Do you just have overalls and Birkenstocks and one towel that you share with your entire family?” <- I do have Birkenstocks that I love (actually had them prior to living tiny) but thankfully no overalls. I can store all of my clothes in the bathroom quite nicely.
Where do you wash laundry? “Do you have a tiny river that runs behind your tiny house? I bet you do. I bet your whole property is whimsical.” <- see picture above! In my bathroom.
Despite magazine photos, a tiny house is not always clean even though, “you only own a tiny sofa, several throw blankets and pillow, one cooking pan, one antique book and one framed photo of you laughing in front of your tiny house.” <- true, I don’t own much but my house is often dirty. In fact, it’s harder to keep clean than a traditional house.
Modery’s big issues: Composting toilets and lack of privacy. <- I don’t know about lack of privacy as I have a bathroom door as do most tiny houses. Composting toilet, I got that figured out now! You use it just like a flushing toilet.
People we’ve interviewed over the years have voiced a few more concerns.
Reason #39: Without the requirement for city inspectors and permits, construction could be faulty.
“We’ve been getting emails from people lately who’ve needed significant repairs to their tiny houses within the first year of occupancy,” says PAD’s Billy Umber. “Buyers need to know what to ask for in the builder vetting process to avoid that fate.” <- agreed! Make sure your contractor is qualified. You would also do this for a traditional sized house. It happens no matter the size of the house or construction.
Reason #40: Shelter Wise tiny house designer and builder Derin Williams has seen inexperienced builder produce leaky, wobbly structures and offers tips for buying a tiny house: yes? I that’s with any DIY project.
Reason #41: A standard remodeling contractor or new construction builder typically doesn’t have the experience to build a safe, efficient tiny house that needs to travel on highways. I would agree but as mentioned previously, do your homework before hiring a contractor, regardless if it’s a tiny house contractor or not.
Reason #42: Before you hire someone, not only do you need to ask for references and tour the houses they’ve built, but you need to get feedback from the tiny house community like’s Portland’s Facebook group. <- I didn’t even know there was a tiny house community of facebook until a few months ago. i don’t think this is a requirement as I’m doing just fine in my tiny house. In general it is always good to get references though – regardless of type of construction!
Reason #43: You’ll need a contract, just like other houses, that ensures promises are kept more so than a handshake or emails. Yes! It’s a business deal and money is exchanged. you do this for most any big purchase.
Reason #44: You’ll need a warranty that carries across state lines and includes workmanship and product failures caused by improper installation. Good advise.
Reason #45: The builder should be insured, bonded and licensed, and RVIA certified for the buyer to get an RV loan. Again, good advise but you do not need to be RVIA certified to get insurance. You can read about my insurance situation here.
Reasons #46-53: Common construction errors aren’t like ordinary homes. The biggest issues are inadequate thermal break between the metal trailer and the floor, leaking entry door thresholds, chilly showers and inadequate ventilation as well as improperly installed flashed skylights, windows and flashed wheel wells. If the contractor knows what they are doing, then this isn’t an issue. Again, it goes back to hiring an experienced tiny house builder.
Ok, I think I’m done for the day…what do you think?